Financial planning is about more than just managing money—it’s about creating opportunities, building security, and empowering your future. Whether you're facing financial challenges, life transitions, or simply seeking clarity and control, I'm here to help.
​How I Help
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Self-Directed & Collaborative Planning – Use my HapNav DIY tool or get guided support with expert-led insights through Voyant.
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Comprehensive Financial Solutions – Covering investments, retirement, estate planning, and alternative assets.
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A Holistic Approach to Wealth – Align your money with your mind, body, heart, and spirit.
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Transparent, Inclusive & Empowering – No jargon or hidden fees—just ethical, client-centred support.
Client Stories
Sarah’s Journey: From Financial Distress to Empowered Living
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After losing her husband and father in close succession, Sarah was overwhelmed by financial anxiety. She didn't want someone to take over—she wanted to learn. One year later, she's confidently managing her finances, has published her first book, and is living her favourite future. Read her full story.
Luke & Natalia – Planning a Global Family Future
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Luke (39) and Natalia (35), a married couple with high-earning City careers, had recently welcomed their first child and were envisioning a future with a larger family, international property ownership, and career transitions into entrepreneurial ventures. With £1.6m in assets and a joint annual income of £270,000, they sought clarity and structure around ambitious goals: property investments in London, Poland, and Australia; private education for their children; and early retirement for Luke by age 50.
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Using lifetime cash flow modelling and scenario planning, they worked with a planner to test the feasibility of their goals. Initial projections were discouraging, but after producing viable business plans for Luke’s health tech start-up and Natalia’s consultancy, the vision became realistic.
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As a result, they gained both business clarity and a longer-term roadmap for their international property ambitions. Their financial plan gave them the confidence to pursue purposeful, values-aligned lives with a clear sense of control and direction.
Colin & Julia – Aligning Wealth with Purpose in Midlife
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Colin and Julia, both 55, were preparing for the next phase of life. Colin, a seasoned insurance CEO with an actuarial background, managed their investments confidently, while Julia worked as a teacher. With two adult daughters—one needing lifelong care—they carried significant financial and emotional responsibilities. They also actively supported charitable causes, including a school in Cambodia.
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Despite their financial security, they hadn’t fully explored their shared life vision. Their key question: Could they afford to slow down and live more purposefully, or would Colin need to continue working?
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Through values-based conversations, lifetime cash flow modelling, and scenario planning, the couple gained deep clarity. They discovered a mutual desire to serve others, maintain a healthy and varied lifestyle, and potentially live abroad. Their "lightbulb moment" came when they realised their true aspiration—to relocate to Asia. With a strategic financial plan in place, they were delighted to learn that their dream could begin immediately.
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They addressed critical issues like care provision for their autistic daughter, support for Julia’s father, and restructuring pensions and property holdings—ensuring they could live with both intention and security.
Mary – Living with Purpose While Leaving a Legacy
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Mary, a 67-year-old retired divorcee, lived comfortably on inherited wealth but longed for a more purpose-driven life. Though financially secure and supported by her late grandfather’s investment firm, she felt frustrated by a slow, invasive trust planning process and uncertain about how much she could safely give to her family and causes she cared about.
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Her key challenge was balancing her desire to enjoy life now, support her children and grandchildren when they needed it most, and give to charity—without risking her long-term financial security.
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Working collaboratively with her planner, Mary developed a values-aligned financial plan and lifetime cash flow forecast. This helped her gain clarity, avoid unnecessary medical underwriting, and confidently make discretionary gifts to her family—such as education funding for grandchildren—while managing assets within a lifetime bond for tax efficiency.
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Mary was pleasantly surprised to discover she could afford a better lifestyle than she’d imagined, while still securing her legacy. She now lives with greater peace of mind and purpose, benefiting three generations with thoughtful planning and generosity.