Financial
Life Coach
Personal Professional Financial Planning Advice
Independent Financial Planning, Not Investment Advice!
At Financial Life Coach, we believe that financial planning should be more than just managing money—it should be about creating a life that reflects your dreams, values, and aspirations. That’s why we offer Lifetime Financial Planning, a service designed to guide you through every stage of life with clarity, confidence, and a sense of purpose. What is Lifetime Financial Planning? Lifetime Financial Planning is our commitment to supporting you not just today, but for the long term. We understand that life is full of twists and turns, and your financial needs evolve over time. Our approach is holistic, considering every aspect of your life—your health, your goals, and your financial situation—to create a plan that grows and adapts with you. Why Choose Lifetime Financial Planning? Accessible and Inclusive: We believe that everyone deserves access to quality financial planning, regardless of their starting point. Our services are designed to be approachable and easy to understand, without the jargon or complicated terms. Transparent and Trustworthy: Trust is at the heart of what we do. We are committed to being completely transparent, providing you with clear, straightforward advice that you can rely on. Personalised and Holistic: Your life is unique, and your financial plan should be too. We take the time to understand your individual needs, goals, and challenges, crafting a plan that’s tailored just for you. Supportive and Empowering: We’re here to guide you every step of the way. Whether you’re navigating retirement, planning for the future, or simply trying to make sense of your finances, we provide the support and encouragement you need to take control of your financial journey. Your Journey Starts Here With Lifetime Financial Planning, you’re not just planning for the next few years—you’re creating a foundation for a lifetime of security and fulfilment. We’re here to help you make informed decisions, seize opportunities, and live the life you’ve always wanted.
Expert Financial Planning Done For You.
Hourly or Project-based Fees​
While regulated financial advisers can provide valuable guidance, it's essential to approach with caution. Unfortunately, some of the biggest pension losses have happened because advisers charged fees based on whether you transfer your pension. This creates a conflict of interest, which can put your savings at risk. To safeguard your future, consider speaking with a regulated adviser who works on a fixed-fee basis, or better yet, consult an expert non-intermediating financial planner. These professionals are dedicated to providing unbiased advice, acting solely as your trusted ally without any vested interest.
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A Financial Ally You Can Trust
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Though I am no longer regulated to sell financial products, my expertise is extensive. With over 40 years of experience as a leading investment and pension professional, I’ve earned the highest qualifications and have led some of the largest businesses in the industry. Now, in my retirement from regulated advising, I’ve chosen a different path—one that prioritises fairness, clarity, and transparency above all else.
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At Financial Life Coach, I believe financial planning should be straightforward and fair. If you share these values, you’re in the right place. My services are centred on the time and effort I invest in truly understanding your unique needs—not on the size of your assets. This means my focus is entirely on what’s best for you, free from the influence of market fluctuations.
Together, we can redefine financial planning with a clear, honest approach that aligns perfectly with your goals. Let’s work towards a secure and confident financial future, with you in full control every step of the way.
Welcome to the Future of Financial Planning: Take Charge with the GAME Plan
If you believe that your financial freedom should be guided by your goals—not someone else’s profit motives—you’re in the right place. Introducing the GAME Plan, a revolutionary framework for those who want to take control of their financial journey without relying on intermediaries.
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The GAME Plan—Goals, Actions, Means, Execution—empowers you to make informed decisions that truly reflect your values and aspirations. This approach aligns your financial strategy with your personal objectives, giving you the clarity and confidence to chart your own path.
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Are you ready to take ownership of your financial future and embrace a new level of empowerment? Click below to see how the GAME Plan can transform the way you manage your money.
By joining forces with the M-Power Movement, the Academy of Life Planning is reinforcing its dedication to financial empowerment. This partnership strengthens our mission to provide you with the planning services, education, and tools you need to take control of your financial future.
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We’re committed to creating a fairer society where everyone has access to the financial knowledge they need, breaking down the barriers that traditional financial services often put up. Together, we’re setting new standards for excellence and trust in the financial planning industry.
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We invite you to be part of this transformative journey. Let’s work together to build a future where financial empowerment is within everyone’s reach.
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Ready to Take Charge of Your Financial Future with Confidence and Clarity?
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If you’ve ever wished you could manage your money like a seasoned professional, the 2nd edition of Be Your Own Financial Adviser by Jonquil Lowe is the guide you’ve been looking for. This essential resource is packed with practical tools, insightful tips, and expert advice to help you navigate your finances with confidence and precision.
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Why leave your financial future in someone else’s hands when you can master it yourself? Whether you’re just getting started or fine-tuning your strategy, this book empowers you to make informed decisions and take charge of your financial destiny. Be Your Own Financial Adviser is your key to achieving financial independence and guiding your future in the direction you want.
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Don’t miss the opportunity to unlock your potential and confidently chart your own path.
Guiding You Through Your Financial Maze, Step by Step
Managing your finances can feel like navigating a maze, with twists and turns that sometimes leave you unsure of the right path. But you don’t have to do it alone. I’m here to help you find your way, one step at a time, so you can feel confident and in control of your financial journey.
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With clear guidance and a personalised approach, we’ll work together to simplify the complexities and make informed decisions that align with your goals. You deserve a financial plan that makes sense for you, and I’m committed to helping you achieve that.
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Let’s tackle this maze together, ensuring you reach your financial goals with clarity and confidence.
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Get Started Today!
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Transform Your Life and the World: The Impact Planning Service
Ready for more than just getting by? Our Impact Planning Service is designed to help you align your talents with your values, creating a life that truly makes a difference. We help you identify what you’re great at, what you love, what the world needs, and what pays the bills—turning these into a powerful force for change in your life and the lives of others.
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We believe in combining financial prosperity with whole-person well-being—mind, body, heart, and spirit. This isn’t just about achieving goals; it’s about setting goals that reflect the positive change you want to see in the world, including alignment with the Sustainable Development Goals.
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Join us to use your unique gifts, collaborate with like-minded people, and tackle global challenges.
Create wealth and fulfillment for yourself while leaving a legacy that truly matters.
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Inspired by Margaret Mead’s words, "Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it's the only thing that ever has," we invite you to discover your true purpose and make a lasting impact. Life is not just about what you achieve; it’s about the difference you make for others. What were you born to achieve? What legacy will you leave behind?
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The Whole Market Cash Management Service
Why let your cash sit idle in low-interest accounts? My service ensures every penny you have is protected under the Financial Services Compensation Scheme (FSCS) while also maximising your growth potential. I’ll help you find the best interest rates and the highest FSCS protection across the UK market. Optimise your cash reserves and let your money work harder for you.
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Lifetime Cashflow Planning Service:
No need for crystal balls—let’s map out your financial future with personalised online video consultations. I’ll dive into your current financial situation to forecast your lifetime cash flow and develop strategies for savings, investments, and income that align with your goals. Whether you’re planning for retirement, considering a big purchase, or optimising your income streams, my bespoke guidance puts you in control of your financial future.
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Comprehensive Financial Planning for Your Life's Goals
Forget Just Crunching Numbers—Let’s Focus on Your Life’s Ambitions:
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I’m here to help you do more than just manage money; I’m here to help you align your financial strategies with your personal goals. Together, we’ll create a comprehensive plan that’s tailored just for you. My advanced analysis and visualisation tools provide clear insights into your financial future, so you can see exactly where you’re headed.
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Whole Market Cash Management Service:
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Why settle for less? With my Whole Market Cash Management Service, you can optimise your cash reserves while enjoying full FSCS protection and maximising growth opportunities. Through bespoke analysis with Deposit Sense, I ensure your cash is working as hard as possible, aligning with your goals and minimising risk. This strategic approach shows how careful planning and risk management can lead to meaningful financial gains.
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Precise Lifetime Cash Flow Forecasting:
Say goodbye to guesswork. Using Voyant’s advanced analytics, I provide realistic, actionable financial forecasts that help you navigate life’s twists and turns with confidence. My insights ensure you’re prepared for every phase of your financial journey, giving you peace of mind and a clear path forward.
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Non-Intermediating Financial Guidance:
Tired of the sales pitches? My advice is product-free and focused entirely on your best interests. I provide clear, unbiased, and generic guidance to empower you to take control. I’ll help you build a strategic framework for your financial plan, leaving the implementation of savings and investment strategies up to you or your chosen financial adviser.
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Empowerment Through Objective Advice:
As your impartial financial planning partner, my top priority is your financial well-being and personal goals. My advice is always generic, strategic, and free from conflicts of interest, designed solely to serve your best interests. With my support, you’ll gain confidence from objective expertise and a supportive partnership, guiding you toward financial clarity and independence.
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My approach reflects my commitment to providing expert, unbiased financial planning, ensuring you have the information and strategies needed to make informed decisions about your savings and investment solutions.
Why Work With a Financial Life Coach?
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Proven Expertise:
With over forty years of experience, I bring a deep well of knowledge and innovative solutions to the table. I’ve seen it all, and I know what works. You can trust that my advice is grounded in decades of real-world experience. -
Personalised Approach:
No one-size-fits-all plans here. I understand that your financial journey is as unique as you are. That’s why I take the time to get to know your specific situation and craft a plan that’s tailored just for you. -
Empowerment at its Core:
My mission is simple: to equip you with the knowledge and tools you need to take control of your financial future. I’m here to boost your confidence and independence, making you the master of your own financial universe.
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Let’s work together to create a financial plan that’s as unique and powerful as you are.
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Contact
Address
Steve Conley
Financial Life Coach
9 Franklin Way
Spilsby
Lincolnshire
PE23 5GG
Phone No.
07850 102070
