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The Cashflow Coach

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📢 Attention, Financial Freedom Fighters! 💸⚔️

Today’s gem: Tom Selby, our favorite public policy pundit at AJ Bell, thinks it's high time to squeeze more money out of the nation's poorest for the sake of their future pensions. Because who doesn’t love sacrificing today’s financial stability for a comfortable tomorrow, right? 🤔💰

Selby suggests removing the lower earnings band and lowering the minimum qualifying age to 18 for auto-enrolment. This means more money funneled into pensions while the poorest struggle to make ends meet now. Sounds fair? Not so much! 🙄🕳️

Let's break it down: 🔍 Removing the lower earnings band = Extra £500/year in pensions = Less cash for rent, food, and bills TODAY. 💔 The poorest need financial stability now, not a distant promise of a cushy retirement. 📉 Increased contributions now mean reduced earnings, higher expenses, and more debt. Ouch! 😱

The so-called “wide agreement” is really just pension providers lining their pockets at the expense of those who can least afford it. 🤑🧐

Instead of squeezing the poor dry, let's focus on: 💪 Increasing their earnings 🛒 Reducing their expenses 💳 Cutting their debts 💼 Building emergency funds

Time to tell these financial vampires to back off! 🦇🚫

Check out our full take on this nonsense and join the conversation. Let's fight for real financial empowerment NOW! 🗣️💬

👉 [Link to Article]

#FinancialFreedom #StopTheSqueeze #EmpowerThePoor #RealChangeNow #PensionProblems

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