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The Cashflow Coach

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Financial Life Coach: Transforming Cashflow into Life-Changing Opportunities


At Financial Life Coach (FLC), we believe financial planning isn’t just about managing money—it’s about creating opportunities, building resilience, and empowering your future. As part of the Academy of Life Planning, we provide holistic, ethical, and transparent financial guidance that puts you in control.


How We Empower You:

Self-Directed & Guided Planning – Take charge with HapNav, our cost-effective DIY planning tool, or work with an expert for personalised support. Need deeper insights? Our Voyant cash flow modeller helps you master advanced financial strategies.

Comprehensive Wealth Solutions – From investments, retirement, and estate planning to property, international assets, and entrepreneurial ventures, we help you build a secure and fulfilling future.

A Holistic Approach to Wealth – We integrate mind, body, heart, and spirit into financial planning, ensuring your strategy aligns with your values and aspirations.

Transparent, Inclusive & Client-First – No hidden fees. No jargon. Just clear, ethical financial guidance that empowers you to make confident decisions.


At Financial Life Coach, we don’t just manage money—we transform lives. Whether you seek independent tools, expert coaching, or structured support, we’re here to turn your financial potential into real opportunities.


Let’s build a future that works for you. 🚀

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About the Financial Life Coach Group Welcome to the Financia...

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Disclaimer: Educational Financial Services Only

Financial Life Coach is a trading style of The Academy of Life Planning Limited, registered in England and Wales (Company No. 8016568). We provide educational financial services, not regulated financial advice, which means we are not overseen by the Financial Conduct Authority (FCA) and do not hold FCA registration.

All the information on this website is for educational purposes only and is not professional financial advice. Our goal is to help you improve your financial understanding and make informed decisions, in line with FCA guidelines (PERG 8.26.2) and the Financial Services and Markets Act 2000. These laws clarify that educational services like ours don't require FCA regulation, as we do not promote or advise on regulated financial products.

We operate under the protection of UK consumer laws, including the Consumer Protection from Unfair Trading Regulations 2008, the Consumer Protection (Amendment) Regulations 2014, and the Digital Markets, Competition and Consumers Act 2024. These laws are enforced by the Competition and Markets Authority, ensuring our clients are well protected. It’s worth noting that these protections may differ from those provided by FCA-regulated firms.

If you're looking for regulated financial advice specific to your circumstances, we recommend speaking to an FCA-regulated financial adviser. If you have any questions about what we offer or how our services align with consumer protection laws, feel free to read our terms and conditions or contact us directly.

 

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